exTenancy
ChecklistUpdated November 20265 min read

What to check before paying a rental deposit in Bangalore

Key Takeaways

  • Get all deposit deduction terms explicitly written into the agreement before paying token money.
  • Check the physical BESCOM meter reading and verify zero unpaid electricity arrears.
  • Ask existing neighbors whether water tankers are needed in summer and how tanker bills are split.
  • Take time-stamped video walkthrough of every room on move-in day to prevent bogus painting charges.

1. The 10-Point Pre-Deposit Checklist

Moving into a new flat in Bangalore usually requires transferring ₹1,00,000 to ₹3,00,000 upfront. Once that money leaves your account, your negotiating leverage drops to zero.

Run through this quick verification checklist before you transfer any token advance or security deposit:

  • Confirm Kaveri water availability vs tanker dependency during peak summer (March–June).
  • Verify BESCOM consumer number (RR number) online to ensure no past unpaid power bills.
  • Ask whether monthly maintenance is included in rent or billed separately by the society.
  • Verify elevator and full generator power backup (especially for WFH setups).
  • Check mobile phone signal strength inside bedrooms and kitchen for your cellular carrier.
  • Inspect geysers, plumbing fixtures, and drain flow in all bathrooms.
  • Confirm visitor restrictions, non-veg cooking policies, and gate closing timings.
  • Ask for exact move-in and move-out society fees charged by the Resident Welfare Association (RWA).
  • Clarify the notice period (1 month is fair; reject 2-3 month locks if possible).
  • Agree in writing on painting deduction caps at move-out (e.g., maximum 1 month rent or actual bill).

2. Water Sources: Kaveri vs Borewell vs Tanker

Water is Bangalore's biggest rental friction point. A flat with 24/7 water advertised in November might face dry taps and ₹4,000 monthly tanker bills by April.

Water SourceReliabilityCost ImpactWhat to Ask
Kaveri MunicipalHigh (alternate days in summer)Low (included in basic BWSSB)Which days does Kaveri water come?
Deep BorewellModerate (drops in March-May)Low to ModerateHow deep is the borewell? Does it go dry?
Private TankersVariable (frequent price surges)High (₹1,500–₹5,000/month)Who orders and pays for tankers?

3. Agreement Drafting & Token Money Safety

Never pay token money in cash. Always pay via UPI or NEFT with a clear transaction note: 'Advance token for Flat [Unit], refundable if agreement terms not agreed'.

Demand a digital PDF draft of the 11-month lease agreement before paying the balance security deposit. Ensure the owner's legal name on the agreement matches their PAN card and bank account.

Frequently Asked Questions

How many months of deposit is standard in Bangalore?+

While Karnataka tenancy legislation recommends 2 to 3 months of rent, Bangalore landlords traditionally ask for 5 to 10 months. In tech corridors like HSR, Bellandur, and Whitefield, tenants frequently negotiate this down to 3 to 5 months.

What is token money and is it refundable?+

Token money (usually ₹10,000 to ₹25,000) holds the flat while agreements are drafted. Always insist on written confirmation (WhatsApp/email) stating: 'Refundable in full if terms in draft agreement are not mutually agreed'.

How can I check past tenant reviews of a flat?+

exTenancy unlocks verified tenant reviews for Bangalore flats on Jan 20, 2027, showing actual deposit return percentages, repair turnaround times, and owner responsiveness.

Pre-Launch Data Collection

Moved out of a Bangalore flat?

Every verified review unlocks on that exact flat on Jan 20, 2027. Review your old flat, upload your stamped agreement, and help the next tenant know the truth before paying a deposit.